Financial Services Guide

SUUBEE PTY LTD

ABN: 35 605 760 496

Authorised Representative No. 1262749

Issue date: 30 May 2023

Suubee Model Portfolios

Suubee Pty Ltd (Suubee) is an Authorised Representative (Authorised Representative No. 1262749) of Sanlam Private Wealth Pty Ltd (Sanlam, our licensee, the licensee) which holds Australian Financial Services Licence number 337927.

Contact details:

This Financial Services Guide (FSG) is dated 30 May 2023 and is provided to you by Suubee to inform you of the financial services Suubee provides and to comply with our obligations as an Authorised Representative of Sanlam. Sanlam is located at 15/37 York St Sydney NSW 2000.

What is a Financial Services Guide?

This FSG is an important document to help you understand and decide if you wish to use the financial services we offer you.

It provides you with information about us, and the services we provide. Its purpose is to help you decide whether to use any financial service we offer and includes:

• Who we are;
• How to contact us;
• Who our authorising Australian Financial Services Licensee is;
• What financial services we are authorised to provide to you;
• The costs of any services we may provide to you;
• How we, our staff and any other relevant parties are paid and any remuneration that may be received by these parties;
• Any relationships we have with any other organisations affiliated with us or with product issuers, which might influence us in providing financial services to you;
• How complaints are addressed; and
• Our compensation arrangements.

What other disclosure documents and statements will I receive?

You will not be provided with any personal financial product advice by Suubee. You will not receive a Statement of Advice from Suubee. Any advice we provide to you is general advice only, it does not take into account your specific needs or objectives. All of our commentary, statements of opinion and information in relation to model portfolios, financial products or markets are prepared without taking into account your personal objectives, financial situations or needs. You must decide whether or not a particular model portfolio is suitable for your circumstances before implementing it. If you need assistance or advice regarding the suitability of our model portfolios for your personal circumstances, you should consult a suitably qualified financial adviser.

Generally, where we arrange for the issue of a new financial product to you, you will receive a Product Disclosure Statement (PDS) or other relevant disclosure documents that includes information about the product so that you can make an informed decision whether to acquire the product. The PDS will include any relevant terms, significant risks and costs associated with the supply of that financial product.

What services do we provide?

Suubee provides model portfolio services that showcase a range of ASX listed securities portfolios. Our model portfolios are constructed and managed by experienced investment professionals who determine the asset allocation and security selection. We execute the buying and selling of securities within these portfolios and provide regular updates on portfolio performance, composition changes, and market insights. Our service includes access to portfolio information through our online platform and regular electronic communications regarding portfolio changes and market conditions. You are responsible for determining whether any of our model portfolios are suitable for your personal circumstances.

The Financial Services we are authorised to provide

We are authorised by Sanlam to provide the following financial services to retail and wholesale clients:

• General financial product advice on securities;
• Model portfolio services including construction, management and security selection;
• Introduce you to investment opportunities and financial services provided by other licensees without consideration of the product's or service's appropriateness.

Sanlam is an investment and financial services house with extensive experience in servicing the needs of both private investors and corporate clients. Sanlam has an extensive suite of products to service the needs of private clients and institutional investors. Our model portfolios showcase potential investment approaches, but the decision to follow any portfolio remains entirely with you. We do not provide recommendations on whether a particular model portfolio is suitable for you. If discussions extend to personalized advice, taxation implications, or suitability for your specific circumstances, we are not authorised to provide such personal advice, but we may refer you to Sanlam or another licensee. We recommend you seek specific advice from appropriate professionals.

How do we manage Conflicts of Interest?

Suubee has implemented procedures to manage potential conflicts of interest which include:

• Our portfolio managers disclose their personal interests in securities included in our model portfolios;
• Our portfolio managers are subject to trading restrictions on securities in the model portfolios and must not trade ahead of portfolio rebalancing announcements;
• All portfolio changes are recorded and monitored by Suubee management;
• We maintain a conflicts register and regularly review our conflicts management procedures.

Privacy

The privacy of your information is very important to us. We have practices which include the secure storage of personal information and safeguards against the accidental release of or access to personal information. You can obtain a copy of our Privacy Policy from the Suubee website at www.suubeeportfolios.com/privacy, or by emailing us.

How to contact us or instruct us

You can get in touch with us through the contact details at the top of this FSG.

How are we paid?

To access our model portfolio services, you need a Premium subscription. Our fees are displayed on our site and are paid with an annual subscription fee. Suubee may also have agreed partnerships with brokers which Suubee may collect commissions from.

How do Suubee's people and related third parties get paid?

Our directors, employees and representatives who provide the financial services described in this FSG are remunerated by way of salary and/or other benefits derived from the fees you pay us. They may also be eligible for a discretionary bonus. Employees and representatives may also be rewarded by monetary and non-monetary benefits. It is not possible to determine in advance what (if any) additional benefits any employee or representative will receive as these benefits are not generally attributed to any particular product or service they provide.

Where we make available to you investment opportunities or introduce you to another licensee, we may be paid a fee by the product issuer as described in the offer document for that product or a share of a fee you pay the licensee. If you have been referred to us by another party, that other party may receive an introductory fee and/or an ongoing commission on payments you make to us.

Details of Associations or Relationships

Suubee has arrangements with certain brokers and platform providers to facilitate the implementation of our model portfolios. These arrangements may involve Suubee receiving a portion of brokerage or platform fees.

Iguana2 Pty Ltd provides Suubee with the pricing data required for the construction and management of our model portfolios. Iguana2 charges a monthly fee for the availability of this data.

Complaints and Disputes

If you have a complaint, how it will be dealt with?

If you wish to make a complaint, the Compliance Manager can be contacted by email compliance@privatewealth.sanlam.com.au.

Sanlam has a formalised client complaint resolution procedure. All complaints are reviewed and investigated by our Compliance Manager. If you make a complaint, our first response will be to contact you to discuss the complaint and to register a formal record of such complaint. We will try to resolve your complaint quickly and fairly.

If, despite our best efforts, you believe your complaint has not been satisfactorily dealt with, we offer the use of an independent industry arbiter. Sanlam has agreed not to contest a final resolution from the independent industry arbiter.

You can contact the independent industry arbiter by writing to:

Compensation Arrangements

Sanlam, the authorising licensee of Suubee, holds Professional Indemnity Insurance cover for the activities conducted under its AFS Licence and continues to maintain Professional Indemnity Insurance that generally satisfies the requirements of s912B of the Corporations Act 2001 and Regulatory Guide RG126.

Please retain this FSG for your reference and any future dealings with us.